Based in Greater Manchester, I provide a free local service for all those struggling with their debts.
About Me
What I do...
My name is Graham Niven, I am 46 and have been giving advice on debt for over 5 years.
Based in Monton, Greater Manchester I offer a very personal, local service to people in the North-West who are struggling to meet their debt repayments.
I offer face to face personal advice. I am not a large call centre where you don’t know who you will be talking to. When you call, you speak to me and I will give you the best advice possible.
I recognise that everyone in debt is different. There are different reasons as to why people get into debt, everyone has different personal circumstances, and so some solutions fit better than others. I assess which of those solutions are right for you and then advise on the best route to take.
I give you individual attention. To me you are an individual with your own specific debt problems.
The main questions I need to ask are:
How much do you owe?
How much should you be repaying each month?
How much can you afford to repay each month? (I can help you work out this figure)
Once I have the answers to these questions, I can then begin to see which of the potential solutions best fits your situation.
I know how hard it can be to even pick up the phone and talk about the fact that you have serious debt problems. I understand this problem having helped hundreds of people see their way out of what they first thought was a helpless situation.
My name is Graham Niven, I am 46 and have been giving advice on debt for over 5 years.